To open an Opay account, start by downloading the Opay app on your device. Once installed, proceed to create an account within the app by entering your information. You’ll then receive a verification code on your phone number; enter this code in the designated space to complete the process.
However, this isn’t the sole method for opening an account with Opay. This article will outline two methods for opening an Opay account, along with the necessary requirements for successful account creation. But first, let’s explore the benefits of being an Opay customer.
Benefits | Features of an Opay Account
Opening an account with Opay offers several benefits that enhance your financial experience:
- Enhanced Security Features:
Opay prioritizes security, especially within its app. Before unauthorized individuals can access your account, they must undergo a verification process. Moreover, every transaction requires entry of a six-digit secure PIN for confirmation. Opay also monitors accounts to prevent unauthorized access to funds. - Access to Exclusive Offers:
Upon opening an Opay account, you gain eligibility for various offers that simplify your financial journey. Features like daily cashback rewards enable users to earn money and save within the app. - Affordable Transfer Rates:
Unlike many other fintech platforms, Opay allows customers to perform transfers at a lower rate. As an Opay customer, you can enjoy three daily transfers without any charges, making transactions more cost-effective.
Now that you’re aware of the benefits of opening an Opay account, let’s delve into the process of account creation. But before that, let’s review the requirements necessary for successfully opening an Opay account.
Requirements for Opening an Opay Account
To successfully create an Opay account, you’ll need to meet certain requirements:
- Smartphone:
You must possess a smartphone compatible with the Opay app. Ensure your device can easily receive or install the Opay app. - Email and Personal Details:
In addition to a smartphone, you’ll need a valid email address. This email will be used for receiving verification codes and important communications. You’ll also need to provide essential personal details such as your phone number, gender, and date of birth. - Bank Verification Number (BVN):
To upgrade your account and access higher cash limits, you’ll need a Bank Verification Number (BVN). This unique code is essential for elevating your account to higher tiers and qualifying for specific offers as an Opay customer.
Now that you’re equipped with the necessary information and requirements, let’s proceed to the steps for opening an Opay account.
How to Open an Opay Account with Your Smartphone
Follow these steps to successfully open an Opay account using your smartphone:
Step 1: Install the Opay App
Navigate to the Google Play Store or Apple App Store, depending on your device. Search for “Opay App” and download the official app developed by Opay. Follow the prompts for installation.
Step 2: Create an Account
Upon launching the Opay app, tap the “Register” button to begin creating your account. Follow the on-screen instructions to input your personal information.
Step 3: Input Your Details
Provide accurate information about yourself, including your name, phone number, email address, and other required details. Ensure the information entered is correct and complete.
Step 4: Verify Your Account
Undergo a verification process to confirm the accuracy of your phone number and other provided information. Enter the verification code sent to your phone in the designated space.
Step 5: Create Your Six-Digit PIN
Set up a secure six-digit PIN that will be used for transactions. This PIN adds an extra layer of security to your account.
Step 6: Explore Your Opay Account
Once your transaction PIN is created, your Opay account is officially active. Take some time to explore the features and functionalities offered by Opay within the app.
This method covers the process of opening an Opay account using a smartphone. But what if you don’t have a smartphone capable of downloading the Opay app? Let’s explore another method using USSD code.
How to Open an Opay Account Using USSD Code
Opening an Opay account using USSD code is simple and quick. Follow these steps:
Step 1: Dial *955#
Using your mobile device, dial the Opay official USSD code *955#. This code grants access to various Opay features even without the app installed.
Step 2: Select “Register”
From the options displayed upon dialing *955#, choose the option labeled “Register” by entering the corresponding number.
Step 3: Enter Your Information
Follow the prompts to input your personal information, including your first name, last name, gender, and other required details.
Step 4: Input Your Transaction PIN
Set up a transaction PIN that will be used for all your transactions. Confirm the PIN to complete the process.
FAQs
Can I use BVN to open Opay?
Yes, you can use your BVN to open an Opay account, enabling automatic upgrade to higher tiers.
Which bank owns Opay?
Opay Digital Service Limited is owned by Opera Norway.
How do I verify my Opay account?
Navigate to the Profile tab in the Opay app and select “Verify Account.” Follow the instructions to complete the verification process.
What is the full name of Opay Bank?
The full name of Opay Bank is Opay Digital Service Limited.
Can banks trace Opay?
Banks and financial institutions may track Opay accounts or transactions in case of suspicious activity.
Conclusion
Opay provides users with a convenient and secure platform for financial transactions. By following the outlined steps, you can easily open an Opay account and access its myriad features. Whether you choose to use the app on your smartphone or utilize USSD code, Opay offers a seamless financial experience. So, embark on your Opay journey today and enjoy hassle-free transactions! Share your Opay experience in the comments section below.